Views on SME Business

Is starting a business riskier than continuing in a stable job?
Unless you have a government job with a pension, job security, and other benefits, and the appointment letter also assures you lifetime employment, the notion of a stable..

How to market your small business in the local community?
Marketers design promotional strategies based on the quality of the product and the nature of the target audience. There are universal strategies applicable to any market.

Are most fintech disruptions limited to consumer banking and very few related to corporate banking?
Prima facie most fintech disruptions might be limited to consumer banking and not related..

TRADE FINANCE SERIES: Role of Trade Finance Technology Platforms
Lately, trade finance technology platforms and digital ecosystems have been leveling the playing field for MSMEs and bringing in..

TRADE FINANCE SERIES: Role of Shipping and Logistics
For trading or merchandising businesses to flourish, goods must consistently move from one place to another, and cash must change hands regularly from buyers to sellers..

TRADE FINANCE SERIES: Future of Letters of Credit
The needs fulfilled by letters of credit will always be there and will have to be met as long as trade goes on. However, as the documentary landscape for trade finance..

TRADE FINANCE SERIES: What is Trade Finance?
Trade finance refers to various financial instruments and similar products that banks and companies use to facilitate and expedite global trade and commerce..

How can aspiring entrepreneurs acquire various skills that really matter?
ome of the skills that you would need to acquire to become a successful business owner include planning, organizing, staffing..

Why are traditional banks not keen to lend to small business owners?
Some of the reasons that a conventional bank may not be eager to lend to a small business include the borrower’s adverse credit history..

Why do digital banks offer higher interest rates on savings accounts?
nlike the traditional banks, which are referred to as brick-and-mortar banks, digital banks operate without a network of physical..

How can a small business get financing from EXIM banks while importing capital equipment?
member that it is easier to get finance for exports than for imports, and more so where EXIM banks are involved. So, if your business..

What is mezzanine finance? Are small businesses eligible for it?
Mezzanine financing is a form of funding having features of both debt and equity financing, which gives the lender the right to claim ownership of equity or stock in the..